Guidance for people who make a living in music.
Practical articles on instrument valuation, studio risk, touring coverage, and running a music business.
GuidesMusical Instrument Valuation Guide: How to Insure Your Gear for What It Is Really Worth
How musicians value instruments for insurance: appraisals, replacement cost vs. market value vs. agreed value, building a schedule, and checking whether your limits are adequate.
Music Insured · 8/3/2026
GuidesMusic Store Insurance Checklist: 9 Coverages Retailers Overlook
A practical walk-through of the coverages every music retailer should review before renewal, from consigned inventory to rental gear off premises.
Music Insured · 8/1/2026
GuidesInsuring Touring Gear: What Happens When the Trailer Is Gone
Theft from vehicles is the most common loss touring musicians file. Here is how coverage actually responds, and the exclusions that catch people out.
Music Insured · 7/25/2026
CoverageMusic Teacher Liability: Home Studios, Schools and Online Lessons
Whether you teach in a spare room, a rented studio, or over video, here is the coverage that stands between you and a claim.
Music Insured · 7/18/2026
GuidesCertificates of Insurance for Gigs: What Venues Actually Require
Additional insured, waiver of subrogation, primary and non-contributory: a plain-English guide to the contract language on your next gig agreement.
Music Insured · 7/11/2026
CoverageRecording Studio Insurance: Protecting Rooms, Rigs and Client Sessions
Studios carry a mix of exposures most business policies were never designed for. Here is how to build a program that matches how a studio actually operates.
Music Insured · 7/4/2026