Individual Instrument

Worldwide, all‑risk protection for the instrument you play.

From a first student violin to a vintage archtop, our individual instrument program covers players wherever they perform, practice, or travel.

What it covers

All-risk protection for direct physical loss (theft, fire, drops, and accidental damage)
Worldwide coverage — at home, in the studio, on tour, and in transit
Bows, cases, amplifiers, pedalboards, and other accessories
Scheduled and blanket options for collections
Loss of market value on qualifying vintage and rare instruments
New instruments automatically covered for a limited period after purchase
Rental reimbursement while a covered instrument is being repaired

Availability and specific terms vary by state and by the carrier we place your risk with. A specialist will confirm what's available for your situation.

Request a Quote Ask a question

Who it's for

Working and touring musicians
Students, teachers, and amateur players
Collectors of vintage or rare instruments
Ensemble and orchestral players carrying employer-owned gear

Worldwide coverage

One policy that follows the instrument across borders.

Agreed value options

Insure vintage pieces for what they're really worth.

Repair, don't argue

Direct advocacy with luthiers and repair techs at claim time.

Ready for a quote or a second opinion?

Tell us about your instruments, studio, storefront, or tour — we'll come back with a right-sized program within one business day.

Request a Quote