MusicInsured
Division of Emery & Webb, Inc.

Cyber Liability Insurance for Music Businesses

Cyber coverage sized for the way music businesses actually run.

Card readers, e-commerce, session file transfers, and email invoices are all real cyber exposures — even for a small shop or a one-room studio.

What it covers

  • Breach response: forensics, legal, notification, and credit monitoring
  • Liability for exposure of customer, student, or employee data
  • Cyber extortion and ransomware negotiation and payment
  • Business interruption from a network outage or attack
  • Funds-transfer fraud, social engineering, and invoice manipulation
  • PCI fines and assessments for card-payment breaches
  • Regulatory defense for state privacy laws
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Who it's for

  • Music retailers taking card payments in-store and online
  • Recording studios exchanging files and session data with clients
  • Music schools holding student and parent records
  • Manufacturers with vendor portals and B2B ordering
  • Any music business that runs on email invoices and wire transfers

Breach response desk

A single number to call the moment something looks wrong.

Social-engineering coverage

Protection against fake-invoice and wire-fraud losses.

Business interruption

Reimburses lost income when systems are down after an attack.

Ready for a quote or a second opinion?

Tell us about your instruments, studio, storefront, or tour — we'll come back with a right-sized program for your business.

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