Music instruction comes in all shapes and sizes. So should the insurance.

Music Tutor — Individual

Do you work alone? Is your number one priority to cover any mistakes or errors that may occur from the professional services you provide? This is the option for you.

• $1 million per loss / $2 million per policy term for professional and general liability
• All contracted entities covered as additional insureds at no additional cost
• Optional business personal property coverage up to $50,000
• Abuse and molestation defense cost included at $100,000 per loss / $300,000 per term (excluding New York)
• Coverage for one individual with no employees

Home-Based Music Business

Are you an entrepreneur who has turned your passion into a business? Do you have inventory, or equipment you're concerned about protecting? This option is for you.

• Includes $5,000 business personal property coverage (limits available up to $70,000)
• $1 million per loss / $2 million per policy term
• $25,000 professional liability limits (not available in all states)
• For an additional $100, your policy covers all contracted entities as additional insureds
• Coverage for up to three employees

*Home-based business is often not covered by your homeowners insurance.