Website disclaimer

Notwithstanding any language to the contrary, nothing contained on this website constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind. The information here is provided for general informational purposes only and is not represented to be error free. Any links to content not owned by Emery & Webb, Inc. are provided as a courtesy; they are not intended to and do not constitute an endorsement by the agency of the linked materials.

Despite our efforts to provide accurate information, it is not possible to ensure that all information is constantly correct. Material presented on this site may include technical inaccuracies or typographical errors, and Emery & Webb, Inc. does not accept responsibility or liability for any action taken as a result of using this information, or for errors or omissions in the materials on this site.

The information and descriptions on this site are general in nature and are not complete descriptions of all terms, exclusions, and conditions applicable to the products and services offered by Emery & Webb, Inc. or by any insurance company we represent. Nothing on these pages is an insurance policy or a contract of insurance. Coverages discussed apply to the states and territories in which the agency is legally licensed to do business and may not be available elsewhere. Coverage afforded is subject to the terms and conditions of the policies actually issued.

This site is designed only to briefly describe coverage; each insurance company's coverages may differ. For complete details and important exclusions, read the policy. Nothing here is the rendering of legal or insurance advice. If legal advice is sought, contact an attorney; for insurance advice, contact us. No changes can be made and no coverage can be bound through this website, by e-mail, voice mail, or answering service.

To make a change to your current policy or to bind coverage, call 800-942-5818 or email info@emerywebb.com.

Information transmitted by e-mail over the Internet is not secure and can be intercepted and read by other Internet users. Do not use e-mail to send us private or confidential data about yourself or others, including Social Security numbers, dates of birth, or financial account numbers. Likewise, Emery & Webb, Inc. will not use unsecured e-mail to transmit responses containing private or confidential information about an individual.

The names, trademarks, service marks, and logos of Music Insured, Emery & Webb, Inc., and any insurance company represented by the agency may not be used in any advertising or publicity, or otherwise to indicate our sponsorship of or affiliation with any product or service, without prior express written permission.

Emery & Webb, Inc. does not warrant the accuracy, adequacy, or completeness of the information and materials contained on this site and expressly disclaims liability for errors or omissions. No warranty of any kind, implied, express, or statutory — including but not limited to warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus — is given in conjunction with the information and materials on this site.

In no event will Emery & Webb, Inc., its agents, or its employees be liable for any damages, losses, or other expenses arising in connection with this site, its use, or the inability to use it by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, or line or system failure, even if the agency or its representatives are advised of the possibility of such damages, losses, or expenses.

Machine-readable files for group health plans, as required under the Transparency in Coverage rule, are published by the applicable carrier. Contact our benefits team at info@emerywebb.com and we will direct you to the correct carrier index for your plan.

If you have questions about the terms under which this site is operated, email info@emerywebb.com or call 800-942-5818. Our mailing address is 989 Main Street, Fishkill, NY 12524.