QuestionsFrequently asked questions
- How long does a quote take?
- A specialist replies within one business day. Simple instrument and tutor risks are often quoted the same day; larger commercial accounts may take a few days while we market them to specialty carriers.
- Is there any cost or obligation to request a quote?
- No. Quotes are free and there is no obligation to bind coverage. Many clients use us for a second opinion on a policy they already have.
- What information should I have ready?
- Basic contact details, what you need insured, and any current policy declarations. The form only asks the questions that apply to your operation, so most people finish in a few minutes.
- Can you write coverage outside New York?
- Yes. Music Insured places coverage nationwide through Emery & Webb's carrier relationships. Available forms and pricing vary by state.
- Can I get a certificate of insurance for a venue or school?
- Yes. Once coverage is bound we issue certificates of insurance, including additional-insured wording, usually the same business day it's requested.